A high yield savings account is a savings account with a variable rate typically higher than retail brick and mortar banks high yield savings accounts are limited to a maximum of six 6 online and telephone withdrawals or debits per monthly statement cycle. American express high yield savings review the american express high yield savings account is fully insured by the federal deposit insurance corporation fdic up to 250000 per depositor with this account everything is handled online. Our advertiser american express national bank offers a rate on the american express personal savings high yield savings account that is nearly 20 times that rate its currently advertised as of 12 20 2018 at 210 annual percentage yield apy. The american express high yield savings account is a good solution for individuals whod like to save money consistently over a long period of time with the option to access their funds on a regular basis six withdrawals debits per statement cycle
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